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Dedicated Attorneys in South Florida
Helping Homeowners with Their Coverage

Broward County Homeowners Insurance Attorneys

Helping Florida Homeowners Fight for Justice

As a conscientious homeowner, you did what you're supposed to do: You purchased home insurance. You diligently made your payments on time. You counted on protection to be there when you needed it. Then, when disaster hits, your insurance company denies you coverage leaving you facing a mountain of bills without the financial resources to pay.

If you have regrettably found yourself in an unfortunate homeowners insurance coverage situation, Kaplan Law Group, P.A. can help! For over a decade, we have assisted hundreds of clients just like you garner their deserved reimbursement from their insurance companies. Our dedicated Broward County lawyers can deliver the assertive and reliable advocacy you need to battle an uncooperative insurance company.

Homeowners Insurance Coverage FAQ

Navigating the homeowners insurance claim process can be challenging, especially if you are doing it for the first time. Let our Florida homeowners insurance attorneys be your guide! When answering questions about insurance coverage, it's important to understand that not all insurance policies are the same. The answers to these questions will vary depending on the amount of coverage you have, so it's important that you refer to your own homeowners policy. However, in general, these answers hold true for most homeowners insurance policies.

  • Does Homeowners Insurance cover fire? - Yes! In general, homeowners policies will cover damage to both your home and your belongings if they are damaged or destroyed in a fire. This means that your insurance company should pay to either repair or replace any of those items that are damaged in a fire.
  • Does Homeowners Insurance cover flooding? - Generally flood insurance is not included in the standard homeowners insurance package. However, it is possible to obtain flood coverage via the National Flood Insurance Program (NFIP) and in some cases other private insurance companies. If you have this type of coverage, you are most likely eligible to obtain compensation for flood damages.
  • Does Homeowners Insurance cover hurricane damage? - Most homeowners living in Florida know the importance of having a policy that covers hurricane damage. In most circumstances homeowners policies will cover hurricane damage primarily caused by wind. However, most will not cover damage caused by flooding (with the exception of those insurance companies mentioned above). In some circumstances, if wind damage was the cause of certain flooding (i.e. the wind tore the roof off of your house and allowed rain to get in) this may be covered by your policy.
  • What does Homeowners Insurance not cover? - A standard homeowners insurance policy will typically not cover the following: flooding, earthquakes, sinkholes, other natural disasters, damage caused by negligence or regular wear and tear including infestations, sewer backups, etc.

Has your insurance company unfairly denied your claim for compensation under any of the above circumstances? We're here to help!

Challenge an Unjust Denial

Some insurance companies are notorious for using complex and deceptive language in their policies in order to deny coverage and protect their financial interest. According to Florida state law, you have a right to challenge an insurance company's decision you deem to be unfair.

We are focused on protecting your best interests, not our bottom line. Whether your home sustained damage in a hurricane, flood, or fire, your insurance company is legally required to honor the provisions of its policies.

Our unwavering and comprehensive representation includes:

  • Free initial case evaluations
  • Personalized representation tailored to meet the challenges of your case
  • Thorough review of your policy and detailed explanation of your entitlements
  • Providing experts to support your claim
  • Tenacious negotiation to achieve a favorable resolution
  • 24/7 availability

You don't have to go to battle on your own! Contact our firm today.

We recognize that insurance companies commonly create numerous obstacles in order to deter you from your pursuit of full and fair coverage. At Kaplan Law Group, P.A., we are undaunted by such tactics and can deliver the vigorous representation you deserve. Our team of Broward County insurance coverage lawyers is deeply committed to providing creative and quality legal counsel with the level of professionalism and integrity that exceeds expectations.

You don't have to fight on your own. If you believe you have been unjustly denied your promised homeowners insurance coverage, contact our firm today!

Why Choose Kaplan Law Group, P.A.?

  • 40+ Years' Combined Experience

  • Free Initial Consultations

  • Exceptional Client Service

  • Available 24/7

  • One-on-One Attention

  • Hablamos Español

  • AV Rated Preeminent® by Martindale-Hubbell®

Contact Us Today

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