Common Property Damage Questions
Get Answers from a Broward County Personal Injury Attorney
Suffering severe property damage from an accident or natural disaster can
be extremely frustrating as you attempt to recoup your losses. It can
be confusing to discern how to move forward in this regard and consulting
an attorney is usually your best move. The following common questions
are far from exhaustive and speaking with our Broward County personal
injury lawyer can help you understand how to move forward.
How is the claims process started?
First, you will need to speak with your insurance company right away.
Your insurer can set up an inspection of the damage done to your property
and assign an adjuster to your case.
Should I accept my insurance company’s first settlement offer?
Your insurer is obligated to compensate you according to the terms of
your policy agreement once the damage has been accurately assessed. Especially
if you have suffered loss as part of a natural disaster, your insurer
will be experiencing a high volume of claims and may try to offer you
less than you deserve to help their won bottom line. In general, you should
speak with an attorney before accepting an initial offer.
What if I don’t hear back from my insurance company?
Insurers must respond promptly to claims requests and if you have been
paying your premiums, they should respond to you. If they fail to get
back to you, you may be able to take legal action against them with the
help of an attorney.
What happens if I disagree with my insurance company?
There is a chance you could go to court if you disagree with your insurer’s
settlement offer. You can file an appeal for reconsideration and a review
of your case—if the insurer still refuses to change their offer,
you can end up in court. If you have an attorneys help, you can file a
bad faith insurance suit.
Do I need an attorney?
An attorney can work on your behalf to make sure your insurance company
acts accordingly to determine the extent of property damage. They can
ensure your claim adjustor sufficiently recognizes the damage done to
your property and faithfully reports it to your insurance company. An
attorney can push for your rights as a policyholder in court if the insurer
acts in bad faith and denies your claim or offers you less than you deserve.
Call our firm today for a free case evaluation—(888) 246-6903.